euro
dollar

Plans

All the Zenefits packed into a few convenient plans.

Porównaj plany:
Free
0.00 PLN
/ msc.
Gold
4.00 PLN
/ msc.
Platinum
30.00 PLN
/ msc.
TESTUJ ZA DARMO PRZEZ 3 MIESIĄCE
Pro
30.00 PLN
9,99 PLN / msc.
Limitowana oferta
No credit card info required.
ZEN CARD
Card Benefits

ZEN

CARD

ZEN

CARD PRO

Reward Zone
Limited
Unlimited
Collecting Shards & Stones
100 Shards
Unlimited
Instant Cashback
Reduced by 50%
ZEN Care - Shopping Protection

Free Extended Warranty 
on Electronics

+1 year
(1 500 EUR)
+1 rok
(5 000 EUR)
+2 lata
(5 000 EUR)
ZEN CARD
Card Features

ZEN

CARD

ZEN

CARD PRO

Apple Pay & Google Pay
Free cards
1 virtual
1 virtual
1 physical
3 virtual2 physical
3 virtual2 physical
3 virtual
2 physical
Card shipping
Free worldwide
Free worldwide
Free worldwide
Free worldwide
Free worldwide

ATM Withdrawal Fees

(Worldwide)

1.5%
Up to 
200 EUR / mc – 0%
Above – 1.5%
Up to 
800 EUR / mc – 0%
Above - 1.5%
Up to 
800 EUR / mc – 0%
Above - 1.5%
Up to 
800 EUR / mc – 0%
Above - 1.5%
Currency Exchange
Multi-currency account
28 currencies
28 currencies
28 currencies
28 currencies
28 currencies
Best currency exchange rates
min. 0.60%
min. 0.30%
min. 0.10%
min. 0.10%
min. 0.10%
MONEY TRANSFERS
Cena za pojedynczy transfer

Local transfers (in)

0.25 - 0.50 EUR
0.25 - 0.50 EUR
0.25 - 0.50 EUR
0.25 - 0.50 EUR
0.25 - 0.50 EUR

Local transfers (out)

0.50 EUR
0.50 EUR
Free
Free
Free

SEPA transfers (in)

Free
Free
Free
Free
Free

SEPA transfers (out)

0.25 EUR
0.25 EUR
Free
Free
Free
SWIFT transfers (SHA)
0.10% + 5 EUR
0.10% + 3 EUR
0.10% + 3 EUR
0.10% + 3 EUR
0.10% + 3 EUR
Internal ZEN Transfers
Free
Free
Free
Free
Free
SZCZEGÓŁOWY CENNIK
0.00 PLN
/ msc.
4.00 PLN
/ msc.
30.00 PLN
/ msc.
30.00 PLN
9,99 PLN / msc.
Limitowana oferta
No credit card info required.

COMPARE PLANS:

Free
0.00 PLN
/ msc.
ZEN CARD
Card Benefits
ZEN
CARD
ZEN
CARD
PRO
Reward Zone
Instant Cashback
1
Reduced by 50%
ZEN Care - Shopping Protection

Free Extended Warranty 
on Electronics

ZEN CARD
Card Features
ZEN
CARD
ZEN
CARD
PRO
Apple Pay & Google Pay
Free cards
1 virtual
Card shipping
Free worldwide

ATM Withdrawal Fees

(Worldwide)

1.5%
Currency Exchange
ZEN
CARD
ZEN
CARD
PRO
Multi-currency account
Best currency exchange rates
MONEY TRANSFERS
Cena za pojedynczy transfer
ZEN
CARD
ZEN
CARD
PRO

Local transfers (in)

Local transfers (out)

SEPA transfers (in)

SEPA transfers (out)

SWIFT transfers (SHA)
Internal ZEN Transfers
Free
0.00 PLN
/ msc.
Gold
4.00 PLN
/ msc.
ZEN CARD
Card Benefits
ZEN
CARD
ZEN
CARD
PRO
Reward Zone
Instant Cashback
ZEN Care - Shopping Protection

Free Extended Warranty 
on Electronics

+1 year
(1 500 EUR)
ZEN CARD
Card Features
ZEN
CARD
ZEN
CARD
PRO
Apple Pay & Google Pay
Free cards
1 virtual
1 physical
Card shipping
Free worldwide

ATM Withdrawal Fees

(Worldwide)

Up to 
200 EUR / mc – 0%
Above – 1.5%
Currency Exchange
ZEN
CARD
ZEN
CARD
PRO
Multi-currency account
Best currency exchange rates
MONEY TRANSFERS
Cena za pojedynczy transfer
ZEN
CARD
ZEN
CARD
PRO

Local transfers (in)

Local transfers (out)

SEPA transfers (in)

SEPA transfers (out)

SWIFT transfers (SHA)
Internal ZEN Transfers
Gold
4.00 PLN
/ msc.
Platinum
30.00 PLN
/ msc.
ZEN CARD
Card Benefits
ZEN
CARD
ZEN
CARD
PRO
Reward Zone
Instant Cashback
ZEN Care - Shopping Protection

Free Extended Warranty 
on Electronics

ZEN CARD
Card Features
ZEN
CARD
ZEN
CARD
PRO
Apple Pay & Google Pay
Free cards
3 virtual2 physical
Card shipping
Free worldwide

ATM Withdrawal Fees

(Worldwide)

Up to 
800 EUR / mc – 0%
Above - 1.5%
Currency Exchange
ZEN
CARD
ZEN
CARD
PRO
Multi-currency account
Best currency exchange rates
MONEY TRANSFERS
Cena za pojedynczy transfer
ZEN
CARD
ZEN
CARD
PRO

Local transfers (in)

Local transfers (out)

SEPA transfers (in)

SEPA transfers (out)

SWIFT transfers (SHA)
Internal ZEN Transfers
Platinum
30.00 PLN
/ msc.
Pro
30.00 PLN
9,99 PLN / msc.
Limitowana oferta
No credit card info required.
ZEN CARD
Card Benefits
ZEN
CARD
ZEN
CARD
PRO
Reward Zone
Limited
Unlimited
Instant Cashback
1
1
ZEN Care - Shopping Protection
1

Free Extended Warranty 
on Electronics

+2 lata
(5 000 EUR)
ZEN CARD
Card Features
ZEN
CARD
ZEN
CARD
PRO
Apple Pay & Google Pay
1
1
Free cards
3 virtual2 physical
3 virtual
2 physical
Card shipping
Free worldwide
Free worldwide

ATM Withdrawal Fees

(Worldwide)

Up to 
800 EUR / mc – 0%
Above - 1.5%
Up to 
800 EUR / mc – 0%
Above - 1.5%
Currency Exchange
ZEN
CARD
ZEN
CARD
PRO
Multi-currency account
28 currencies
28 currencies
Best currency exchange rates
min. 0.10%
min. 0.10%
MONEY TRANSFERS
Cena za pojedynczy transfer
ZEN
CARD
ZEN
CARD
PRO

Local transfers (in)

0.25 - 0.50 EUR
0.25 - 0.50 EUR

Local transfers (out)

Free
Free

SEPA transfers (in)

Free
Free

SEPA transfers (out)

Free
Free
SWIFT transfers (SHA)
0.10% + 3 EUR
0.10% + 3 EUR
Internal ZEN Transfers
Free
Free
Pro
30.00 PLN
9,99 PLN / msc.
Limitowana oferta
No credit card info required.

Order your ZEN Card in the app.

Do it conveniently in our app. The virtual card will be ready immediately.

Scan to download