Order your ZEN Card in the app.

Do it conveniently in our app. The virtual card will be ready immediately.

Scan to download

Money Transfers and Shopping. United.

Sending money is only the beginning. Use it with ZEN, the new default shopping companion.

Scan to get the ZEN.COM app

Open an account in minutes. Scan QR Code to download the ZEN.COM app.

Scan to download

Download
ZEN.COM app

Register in minutes.
Start with your app store.

Scan to download

Money Transfers

Supported by PrivatBank.

Instant cashback

Save on every transaction.

Warranty Boost

Automatic year of warranty for electronics.

Zen Care

Removes issues with any transaction.

Send money to and from Ukraine. Instantly.

Best Rates. Convinient Methods.

Check official currency exchange rates operated by:

Fast, faster or fastest?

Bank Transfer

Send money to the recipient's account number. Regardless of location.

Arrives in minutes.

Transfer to Card

Send money to the recipient's card number. The account numbers are too long anyway.

Arrives in seconds.

Free ZEN Transfer

Peer-to-peer transfer from ZEN to ZEN through ZEN Buddies.

Arrives after you click.

Meet your new default
shopping card.

Traditional or virtual. Your choice.

Instant Cashback.

Forget about waiting and redeeming it from external services.

It just works.

Automatic bonus warranty for electronics

Stop worrying that your electronics will break down a day after a warranty ends.

Enjoy additional year for free.

ZEN Care

The best shopping protection on a planet, that speaks your language and will stand up for you to fix any transactional problems.

PayPal Connection

Withdraw your PayPal funds and don’t lose 5,5% on currency conversions.

Transfer them further or go shopping.

Install now and enjoy 14-free Platinum trial.

Explore a full range of premium features and benefits to discover the true meaning of payment and shopping ZEN.

Download
ZEN.COM app

Register in minutes.
Start with your app store.

Scan to download

Pricing for individual account

So much for so little. Whether you’re an occasional shopper or a serial money manager.

PRICE

COMPARE PLANS

MAIN FEATURES

MAIN FEATURES

IBAN account in
EUR, USD, GBP and 26 more currencies
Currency exchange at the best rates
Multiple top-up methods
Mastercard, VISA, BLIK, Apple Pay, Google Pay and many more
IBAN account in
EUR, USD, GBP and 26 more currencies
Currency exchange at the best rates
0.5%
Multiple top-up methods
Mastercard, VISA, BLIK, Apple Pay, Google Pay and many more
IBAN account in
EUR, USD, GBP and 26 more currencies
Currency exchange at the best rates
0.2%
Multiple top-up methods
Mastercard, VISA, BLIK, Apple Pay, Google Pay and many more
IBAN account in
EUR, USD, GBP and 26 more currencies
Currency exchange at the best rates
Worldwide
Multiple top-up methods
Mastercard, VISA, BLIK, Apple Pay, Google Pay and many more

TRANSFERS

TRANSFERS

Internal transfer
Local transfer in PLN
Local transfer in other currencies
SEPA transfer
SWIFT transfer (SHA)
Internal transfer
FREE
Local transfer in PLN
€0.50
Local transfer in other currencies
€0.50
SEPA transfer
€0.25
SWIFT transfer (SHA)
€5 + 0.1%
Internal transfer
FREE
Local transfer in PLN
€0.25
Local transfer in other currencies
€0.50
SEPA transfer
€0.25
SWIFT transfer (SHA)
€3 + 0.1%
Internal transfer
FREE
Local transfer in PLN
FREE
Local transfer in other currencies
FREE
SEPA transfer
FREE
SWIFT transfer (SHA)
€3 + 0.1%

CARDS

CARDS

Free cards
Apple Pay & Google Pay
ATM withdrawals
Free cards
0 physical, 1 virtual
Apple Pay & Google Pay
ATM withdrawals
1.5%
Free cards
1 physical, 1 virtual
Apple Pay & Google Pay
ATM withdrawals
Free up to €200
Then 1.5%
Free cards
2 physical, 3 virtual
Apple Pay & Google Pay
ATM withdrawals
Free up to €800
Then 1.5%

MAIN FEATURES

IBAN account in
EUR, USD, GBP and 26 more currencies
Currency exchange at the best rates
0.5%
0.2%
Worldwide
Multiple top-up methods
Mastercard, VISA, BLIK, Apple Pay, Google Pay and many more

TRANSFERS

Internal transfer
FREE
FREE
FREE
Local transfer in PLN
€0.50
€0.25
FREE
Local transfer in other currencies
€0.50
€0.50
FREE
SEPA transfer
€0.25
€0.25
FREE
SWIFT transfer (SHA)
€5 + 0.1%
€3 + 0.1%
€3 + 0.1%

CARDS

Free cards
0 physical, 1 virtual
1 physical, 1 virtual
2 physical, 3 virtual
Apple Pay & Google Pay
ATM withdrawals
1.5%
Free up to €200
Then 1.5%
Free up to €800
Then 1.5%

EXTRAS

EXTRAS

Instant cashback
Up to 15% cashback on your business purchases at ZEN partners
Reduce by 50%
Extended warranty
One-year extended warranty on electronics purchased with ZEN Mastercard®
up to €1500
up to €5000
ZEN Care
Your personal concierge 24/7 when something goes wrong with your ZEN Mastercard® purchases
14 days Platinum plan for free
14 days Platinum plan for free
14 days Platinum plan for free

Scan to get the ZEN.COM app

We’ve designed the whole process to be as short and simple as possible. Get the app and see for yourself!