Order your ZEN Card in the app.

Do it conveniently in our app. The virtual card will be ready immediately.

Scan to download

Better card. Better shopping. Better card.
Better shopping.

TEST FOR FREE FOR 3 MONTHS

Your payment card details are not needed.

Don’t switch your bank.
Switch the card.

What can your old payment card do? The bank added it 
to your account - but that doesn't mean you have to use it.
We don't want to compete with your bank, but you 
simply deserve a better card!

See how much you can gain by switching your card.

REWARD ZONE

Earn on every purchase.

Shop. Gain. Repeat.

Each purchase with the ZEN Card guarantees one of two rewards - complete Stones or their Shards. Stones worth 3 to 1000 EUR can be used to refund money from selected transactions. For every 3.3 EUR spent on one or more transactions, you will receive a Shard. Shards are used to craft Stones. Complete Stones can appear in higher value transactions.

Shards

Shards

They are used to craft Stones. You will get one Shard for every 3.3 EUR spent.

Fortune Stones

30 - 1000 EUR

The most valuable of all. This Stone can be used to refund any ZEN Card purchase from your transaction history.

Support Stones

5 - 15 EUR

Support Stones bring out the best in you. They shine brightly when you do good and improve people's lives, whether in the areas of humanitarian aid, animal welfare, science, the environment, or when you support good creators.

Joy Stones

2 - 7 EUR

Life is made up of small joys. Whether it's a quick coffee to start your day, a dessert you deserve, or a light snack on the go. Whatever you're in the mood for, this Stone will make it even more enjoyable.

Passion Stones

5 - 30 EUR

Passions and hobbies can be expensive, but they are worth it! You can use Passion Stones to save on categories like Music, Movies, Books and Games, including Spotify, Netflix, Audible, movie and concert tickets and more.

Deal Stones

Mnożnik Cashbacku ZEN: 2 - 5

Deal Stones are the second most valuable in the collection, but they are different from the rest. Instead of a flat cash value, they can boost any ZEN Cashback value by up to 30%. Get ready for the ultimate in savings.

Utility Stones

15 - 50 EUR

Utility Stones increase your peace of mind by helping you with everyday expenses such as energy, fuel, internet or phone bills. They can be used to pay any bill.

Extend the warranty on electronics. Two years for free.

Bestseller

Wireless
headphones

BUY WITH ZEN.COM

Bestseller

Wireless
headphones

Headset

As simple as 2+2.

Manufacturer gives you a two-year warranty. Pay with your ZEN Card, and we add another two. Zero unnecessary paperwork and wasted time.

It's not your problem anymore.

Electronics designed to break down right after the warranty expires? From now on, that's the manufacturer's problem, not yours.

How about
a new device?

Your device breaks down? The four-year warranty gives you the chance to get your money back, a completely new device, or even an improved version.

As simple as 2+2.

Manufacturer gives you a two-year warranty. Pay with your ZEN Card, and we add another two. Zero unnecessary paperwork and wasted time.

Od dzisiaj to nie Twój problem.

Electronics designed to break down right after the warranty expires? From now on, that's the manufacturer's problem, not yours.

How about
a new device?

Your device breaks down? The four-year warranty gives you the chance to get your money back, a completely new device, or even an improved version.

CASHBACK

The money boomerang.

Zniżki wbudowane
w kartę.

Receive and use instant cashbacks for your purchases at favorite online stores. ZEN Cashback works mixes any promotion on the Internet. It's up to you what deal combination you hunt down.

Get a discount
on a discount.

Every weekend we increase cashback by up to an additional 15% and give away limited vouchers and discount codes not available anywhere else but ZEN. Every once in a while we also turn on unannounced cashback in physical stores.

What can your card do?

Activate and use in 5 minutes.
10%
10%
3%
10%
2%
10%
8%
6%
2%
3%
10%
3%
4%
8%
4.2%
4%
6%
2%
2%
2%
10%
4%
1%
6%
7.7%
3%
6.15%
3.5%
7.7%
4%
3%
4%
6%
8%
10%
1%
8%
3.5%
6%
2%
10%
10%
2%
10%
3%
2%
4%
3%
2%
4.2%
10%
6.15%
10%
6%
3%
2%
4.2%
10%
3%
10%
2%
4%
1%
10%
10%
10%
4%
8%
2%
7.7%
2%
6%
6%
3.5%
3%
2%
10%
8%
6.15%
2%
3%
4%
6%
3%
4%
10%
4%
10%
3%
6%
2%
3.5%
4%
8%
6%
10%
6.15%
2%
10%
4.2%
2%
3%
8%
2%
6%
7.7%
1%
10%
10%
3%
3%
2%
4%
6%
4%
8%
3%
10%
4%
10%
2%
6%
3%
7.7%
2%
10%
10%
4.2%
6%
2%
3%
10%
2%
10%
3.5%
3%
1%
8%
2%
6.15%
7.7%
10%
4%
6%
6%
10%
4%
8%
2%
1%
4.2%
10%
10%
2%
2%
10%
6.15%
2%
4%
3%
3%
10%
8%
6%
3%
3.5%
2%
3%

€8M

Cashback returned to buyers.

15%

That’s by how much we regularly boost our cashback.

30

Seconds. That's how long you usually wait for it to come back.

0

No limits. Because why limit something good?

86%

of active users pay for their subscription with cashbacks, meaning they use ZEN for free.

X

The app always shows, how much cashback you have collected so far.

150

Partners in the constantly 
evolving Cashback program.

Private shopping bodyguard.

  • Product differs from description?
  • Renovation in a holiday hotel?
  • Dishonest seller?

No worries.
ZEN will help
reclaim your money.

Care

Turn scare into Care.

Stress and shopping simply don't go together. If something wasn’t going right so far, your first step was probably to contact the seller and hope that it was a mistake or lack 
of willingness to cooperate, not fraud.

Consider it a thing of the past. Another dishonest seller comes up? Dedicated ZEN Care support has got your back.

We have solved hundreds of thousands of difficult cases and we will gladly take care of yours. Until then, we wish you pleasant shopping only!

ZEN Care background image

See how many ZEN Cards we have already issued!

  • 1
  • 9
  • 7
  • 1
  • 4
  • 1
  • 4

She gets a Card. He gets a Card.
Everybody gets a Card.

I’LL HAVE ONE MYSELF.
Google Play
App Store

Travel Money Card

Pay like a local. Anywhere.

Travel, pay and shop in over 100 countries.

Don't worry about currency exchange costs in shops, restaurants and ATM withdrawals. Discover true freedom of travel.

Travel, pay and shop in over 100 countries.

The best currency conversion rates.

Benefit from rates previously available only to banks and financial institutions. Think you'll find better rates? Good luck, we'll wait.

The best currency conversion rates.

Be your own Money Changer.

Card payments are now standard in almost all countries, so you no longer need to travel with cash. If necessary, withdraw the required amount from an ATM. With no fees.

Be your own Money Changer.

Shopping online? Never overpay.

On foreign sites you can find products that are cheaper or unavailable in your country. Price-tag with foreign currency? With ZEN card you will avoid currency conversion costs.

Shopping online? Never overpay.

Your currencies' favorite app.

Exchange currencies, set limits and use Zenefits. All with just 
a few taps.

Your currencies' favorite app.
Travel, pay and shop in over 100 countries. The best currency conversion rates. Be your own Money Changer. Shopping online? Never overpay. Your currencies' favorite app.

Physical or virtual?
Why not both?

ORDER BOTH
ZEN Card Smartphone with ZEN Card Smartwatch
App Wallet Google Wallet Garmin Pay Xiaomi Pay

Scan to get the ZEN.COM App.

We’ve designed the whole process to be as short and simple as possible. Get the app and see for yourself!

App Store Google Play